Virtually Staged. MAJOR PRICE IMPROVEMENT! NOW $1,349,000. Exceptional value for a brand-new custom luxury home by Cogdill Builders of Florida in one of Safety Harbor's most desirable neighborhoods. Why buy an older home that needs costly updates when you can own a move-in-ready custom home built with today's premium materials, energy-efficient features, and modern building standards? Ideally located just 1 mile from Downtown Safety Harbor, Main Street, Philippe Park, the marina, waterfront parks, award-winning restaurants, breweries, boutique shopping, and the renowned Safety Harbor Resort & Spa, this stunning Modern Coastal residence sits on a rare quarter-acre homesite in Flood Zone X with NO HOA. On the attached survey, the finished floor elevation is 30.68 feet. The property is located in FEMA Flood Zone X with no assigned FEMA Base Flood Elevation (BFE), offering added peace of mind and potential insurance benefits. Offering 4 bedrooms, 3 full bathrooms, an oversized 3-car garage, and 2,634 sq ft of thoughtfully designed living space, this home features an open-concept floor plan with 10-foot ceilings, abundant natural light, oversized porcelain tile flooring, designer lighting, impact-rated hurricane windows, and fiberglass exterior doors built to current Florida wind-load codes, creating a bright, elegant, and secure living environment. The gourmet kitchen is the centerpiece of the home, featuring handcrafted solid wood cabinetry, a large Cambria quartz island, full-height Cambria quartz backsplash, premium stainless steel appliances, a spacious walk-in pantry, and an oversized laundry room-perfect for everyday living and entertaining. The luxurious primary suite offers two oversized custom walk-in closets, dual vanities, and a designer walk-in shower, while the split-bedroom layout provides privacy for family and guests. The fourth bedroom easily serves as a home office, fitness room, media room, or guest suite. Step outside to the impressive 49-foot covered lanai, overlooking a professionally landscaped backyard with irrigation, privacy fencing, and room for a custom pool (pool renderings available upon request). Built for lasting value, this home showcases the superior craftsmanship of Cogdill Builders of Florida with reinforced concrete block construction, integrated EPS insulation, reinforced concrete lintels, a reinforced stem-wall foundation, Timberline HDZ architectural shingles with peel-and-stick waterproof membrane, R-38 attic insulation, and an oversized garage with 18' x 8' and 10' x 8' doors, providing ample space for multiple vehicles, oversized SUVs, golf carts, or workshop storage. New construction means lower insurance costs, greater energy efficiency, modern building codes, and the peace of mind of owning a home where everything is brand new. Safety Harbor remains one of Tampa Bay's most sought-after communities, offering weekly farmers markets, year-round festivals, concerts, waterfront parks, and convenient access to Clearwater Beach, Honeymoon Island, Tampa International Airport, Downtown Tampa, and St. Petersburg. Luxury. Quality. Location. This is a rare opportunity to own a brand-new custom home with premium finishes, impact-rated hurricane windows, exceptional energy efficiency, and timeless craftsmanship-now offered at just $1,349,000. Schedule your private showing today!